Top 8 Organic Mistakes Most People Make

Tuesday, August 29th, 2017

There are no absolutes when it comes to a healthy & clean eating. Many foods that were wholesome just months ago may be tainted and contaminated now if the farmer or company that makes them changed even just a few key ingredients, or worse yet, sold out to ‘Big Food’. Nothing is 100% reliable either. People jump on diet bandwagons and think some new fad is the “be all, end all” of diets. Here are 8 things to consider.

Work Place Claims Can Ensure You Gain the Compensation You Deserve

Friday, November 18th, 2011

Have you had an accident at work in recent years that has affected your health? If so, was the accident a consequence of someone else’s mistake and not your own? If this is the case, you could be in a strong position to make a claim for compensation.

Accidents happen each and every day, yet accidents happening within the workplace are incredibly common. There are now an estimated one million workplace injuries that take place in the UK each and every year. This is a shockingly high figure and what makes this figure even more alarming, is that the majority of these injuries could have been easily avoided.

Regardless of the recent enhancements within health and safety of the workplace, workplace claims are still substantial. With so many health and safety courses, manuals, check-lists and regulations now being implemented into the workplace, it’s surprising that there are still continuous mishaps taking place at work.

Regardless of the industry you work in, accidents still happen. So, whether you’re a painter, an accountant or a shop assistant, it’s essential to stay cautious at all times, especially if you feel that the right steps haven’t been implemented to ensure your safety. You’ll be surprised at the amount of incidents that occur within the work place, be it on a building site, within an office or on a shop floor, so be vigilant and make sure to discuss any possible hazards with your employer.

It’s vital to remember that it’s not just your employers responsibility to keep you safe, it’s also your responsibility to follow health and safety guidelines effectively, for example, if you work with heavy machinery, it’s essential that you adhere to safety precautions.

Your manager has a legal obligation to uphold a basic level of health and safety within the work place in order to safeguard their staff. Unfortunately many people end up suffering as a result of their employer’s or colleague’s negligence. It’s crucial that the level of risk in any work environment is minimised as much as possible through use of risk assessments. Yet if you have still suffered as a result of a work based accident, it is certainly worth exploring a possible claim. By doing so, you could find you’re liable to gain compensation.


Medical Negligence Claims UK

Wednesday, November 16th, 2011

Gain the Justice Your Deserve With A Medical Negligence Claim
In most cases, Doctors want to do the very best for their patients, yet on the rare occasion there have been cases where Doctors have caused extreme harm to their patience, such as in the instance of Dr Harold Shipman. Fortunately this is an extremely uncommon case and there are now more substantial checks in place to avoid scenarios such as this.
In-between minor mistakes and deliberate harm lie instances where staff who are supposed to be looking after their patients, fail in their responsibility to do their best, which in-turn can be classed as Medical Negligence.

Of course, Doctors are only human and make mistakes just like any other person, particularly if working long hours and under extreme work pressures, however some Doctors do let their private life interfere with their work life, causing unnecessary distraction and possible errors. As a Doctor a short lapse of concentration could result in a terrible outcome, more so than in any other occupation.

Illness does not always take form in the way in which is it written within a medical text book. There are many uncommon illnesses as well as health conditions that are hidden or that occur unexpectedly. In the scenario of something going wrong, it can be hard for the patient and their loved ones to accept the outcome, especially when you put your health in the hands of a professional, as you expect them to do their absolute best.

If you’ve been involved in a situation of Medical Negligence, what do you do next? You need to consider just what it is you’re hoping to achieve in this situation. Perhaps you’re looking for a more in-depth explanation of what went wrong or you may want an apology? In other cases, loved ones may be looking for compensation. No matter on the result you wish to receive Medical Negligence Claims UK can help you to acquire the outcome and justice you deserve.

Medical cases unfortunately can take a long time to go to court and can cost substantial amounts, due to needing proof that the Doctor or medical staff were negligent as well as needing proof of the harm that was caused as a result of the negligence. However, in particular cases, there is great need to seek financial compensation, particularly if a child is left without a parent or if the patient needs expensive treatment as a result of negligence.

In order to be efficient in your claim for Medical Negligence, your initial action should be to put your complaint into written form and to state the negligence that took place, the outcome of the negligence as well as the result in which you wish to receive. It may be worth discussing these factors with medical staff, in order for them to talk through your complaint with you.


Critical Illness Cover

Wednesday, November 16th, 2011

Many of us have heard of Critical Illness Cover, but are not necessarily sure of what it entails. In actual fact, it is a popular type of protection insurance that can be taken out to help you if you were ever to suffer from a critical illness. Critical Illness Insurance and Critical Illness Cover are often taken out simultaneously as a combined cover along with life insurance however there is also the option of taking it out singularly.

Critical Illness Cover can be utilised to protect your family and loved ones and can be taken out in the form of a level plan, which you can choose to suit your situation. A critical illness level plan runs over a specific period of time, as decided when taken out initially, where the sum assured remains the same over the term you take out. In order to protect your family and loved ones, the plan offers a lump sum payment, that could be used to make up for lost income during your critical illness. This particular form of Critical Illness Cover can provide protection if you have an interest only mortgage.

There is an alternative choice to a Critical Illness level plan, where the plan is provided on a decreasing basis. This works differently to the level plan and is the ideal option for repayment mortgages.

When deciding upon a Critical Illness Cover, the cost can vary dependant on your circumstances. Certain criteria needs to be taken into account in order to calculate your payments, these include; your health, age, occupation and whether you’re a smoker or not. If you’re a smoker, you’ll find this will have a dramatic effect on the premiums you pay each month.

If you’re in a relationship, there’s a further choice available for you to take out, which is joint Critical Illness Cover. This is generally a more cost effective choice as it can work out cheaper than taking out a plan singularly. The way in which is usually works is the plan will pay if one of the two suffer from a critical illness, usually the first to be affected by critical illness.

As with anything, you will find that Critical Illness Cover varies greatly dependant on the company you go to. It is worth thinking about the illness cover you wish to be covered against before taking out a plan. Many people opt for around forty possible illnesses, however you can choose more or less, the decision is yours to make. Cancer, stroke and heart attack are of the most common in claims made through the use of a Critical Illness Cover. So, if you’re looking for peace of mind or have a history of a particular illness and want to be covered, then Critical Illness Cover could be the option for you!